Wisconsin Medicare Plans

Cigna Medicare Supplement

Cigna is a worldwide health service organization committed to helping individuals enhance their health, well-being and sense of security. You can get a quote for a Cigna Medicare Supplement or all other Medicare Supplemental Insurance Companies in Wisconsin here or call us at 920-545-4884.  For more information on a Cigna Medicare Supplement keep reading.

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For more than 200 years, Cigna and its predecessor organizations have been in the insurance industry. In 1792, a collection of Philadelphia citizens created the Insurance Company of North America (INA), the very first marine insurance company in the United States. In 1865, the Governor of Connecticut authorized a special law creating Connecticut General Life Insurance Company (CG). In 1982, Cigna was formed using the combination of INA Corporation and Connecticut General Corporation.

Today, Cigna continues to innovate, broaden and grow all over the world. Their dedication to the people they serve and protect has expanded with each benchmark in Cigna history.

Medicare Supplement Insurance (Medigap)

Medicare supplement plans offered by Cigna are insured through one of their subsidiaries; American Retirement Life Insurance Company or Loyal American Life Insurance Company. Cigna is a large insurance company specializing in offering health and life insurance products.

They are a publicly traded company (NYSE: CI) and have more than 15 million clients around the world. It’s safe to say they are one of the biggest health insurance organizations in business today.

  • Cigna’s Medicare Supplement policyholders all receive the following additional benefits:
  • Ability to see any doctor that accepts Original Medicare
  • Lifetime coverage that is guaranteed renewable
  • A 30-day free look period
  • An initial rate lock-in for twelve months
  • Fitness Gym discounts (where available)
  • Other household discounts (when available)

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Cigna Medicare Supplement | Wisconsin

Although Medicare Supplement Plans are standard in most states, the Medigap plan for Wisconsin residents has several differences. The coverage available in the state of Wisconsin are as follows:

The following Medicare Supplement insurance plan and additional coverage options are available in the state of Wisconsin with a Cigna Medicare Supplement:

Basic Plan

  • Part A Coinsurance (after the Part A Deductible)
  • Part A Inpatient Mental Health Coverage for 175 days (lifetime) after Medicare inpatient benefits end
  • Part A Skilled Nursing Facility Coinsurance (limited to 100 days)
  • Part B Coinsurance (after the Part B Deductible)*
  • Hospice Coinsurance
  • First three pints of blood each year
  • Home Health Care – up to 40 visits per 12 month period
  • Preventive care of up to $120 each calendar year, not covered by Medicare

State mandated benefits, such as:

  • Inpatient Psychiatric Care
  • Breast Reconstruction**
  • Chiropractic Services**
  • Eligible hospital, ambulatory surgery center charges and anesthesia for dental care**
  • Kidney Disease Treatment

Additional Benefits Through Optional Riders

Each of these riders may be purchased separately

  • Medicare Part A Deductible (covers 100% of Part A deductible)
  • Additional Home Health Care (365 visits including those paid by Medicare)
  • Medicare Part B Deductible – Provides coverage for medically-necessary Home Care visits which are not covered by Medicare
  • Medicare Part B Copayment or Coinsurance
  • Medicare Part B Excess Charges
  • Foreign Travel Emergency

*except if Part B Copayment or Coinsurance rider is selected**Usual and customary charges

 

Find Your High Quality, Low Cost Medicare Plan Today!

For more information about Medicare Supplement insurance from Cigna, or for a free Medicare Supplement Quote, call the insurance professionals at Medicare Solutions Team at (920) 545-4884 during normal business hours, or contact us through our website at your convenience.

Frequently Asked Questions

Are there any network restrictions with Cigna Medicare Supplement Insurance?

No, there are no network restrictions with Cigna Medicare Supplement Insurance. You can see any healthcare provider that accepts Medicare assignment, regardless of whether they are in-network or out-of-network.

How do I enroll in Cigna Medicare Supplement Insurance?

You can enroll in a Cigna Medicare Supplement Insurance plan during the initial enrollment period, which is the six-month period that starts on the first day of the month in which you are both 65 years old or older and enrolled in Medicare Part B. You can also enroll during special enrollment periods if you meet certain criteria.

What does Cigna Medicare Supplement Insurance cover?

Cigna Medicare Supplement Insurance plans are standardized and offer the same benefits as other Medicare Supplement Insurance plans, which include coverage for Part A and Part B coinsurance, deductibles, and copayments. Some plans may also offer coverage for emergency medical care when traveling outside the US.

Does Cigna Medicare Supplement Plans cover prescription drugs?

Medicare Supplement Plans are design to fill in the gaps that result from deductibles, coinsurance, and copayments found in Medicare Part A and Part B. Medigap insurance does not cover retail prescription drugs. To get prescription drug coverage, enrollees should consider Medicare Part D or a Medicare Advantage Plan.

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