Wisconsin Medicare Supplement (Medigap): Basic Plan + Riders
We help you understand how Wisconsin Medigap works, compare companies, and choose coverage confidently—without pressure. Book a time that works for you, or call us directly.
We help you compare rates from these Wisconsin Medigap companies — and many more
Start here — Wisconsin Medigap in plain English
Wisconsin is different: you start with the Basic Plan and add optional riders. We’ll also translate “Plan G / Plan N” shorthand into the right Wisconsin option.
Basic Plan + Riders (Wisconsin Medigap)
Understand what’s included, what’s optional, and what most people add.
- What the Basic Plan covers
- Most popular riders (Part A deductible, excess charges, travel)
- How “Plan G / Plan N” maps in Wisconsin
Enrollment timing (Turning 65 / Part B)
Avoid surprises. Timing affects underwriting and options.
- When your 6-month Medigap Open Enrollment starts
- Still working? How delaying Part B changes timing
- Disability & under-65 Wisconsin rules
Compare companies & rates (25+ carriers)
Benefits are standardized — prices and discounts vary by company.
- Compare premiums + household discounts
- Look at rate history & stability
- Find a fit without pressure
Want help with Medicare Advantage or Part D too? We can help!.
Which path fits you best?
In Wisconsin, many people choose either Medigap (Basic Plan + riders) or a Medicare Advantage plan (Part C). Here’s a quick way to decide what to explore first.
Often a fit if you want more predictable costs
Good for people who value flexibility and fewer surprises when care is needed.
- You can usually see any doctor that accepts Medicare
- Premium is higher, but costs tend to be more predictable
- Great for frequent care, travel, or peace of mind
Often a fit if you want a lower premium and extra benefits
Good for people comfortable with plan rules and provider networks.
- May include dental/vision/hearing (varies by plan)
- Copays and maximum out-of-pocket costs matter
- Networks and prior authorizations may apply
If you tell us your doctors and prescriptions, we can explain which path usually fits best. Call 920-545-4884 (no pressure).
Quick Rate Check (Wisconsin Medicare Supplement)
Answer a few questions and we’ll help you compare options in plain English. (About 2 minutes.)
Wisconsin Medigap is a Basic Plan — with optional riders
Most states use lettered Medigap plans (A–N). Wisconsin works differently: you start with the Basic Plan and add riders to build the level of coverage you want.
What the Wisconsin Basic Plan covers
- Part A coinsurance/copayments (hospital, skilled nursing, hospice)
- Part B coinsurance (usually 20%)
- First 3 pints of blood each year
- 40 additional home health visits (beyond Medicare)
Optional riders you can add
- Part A deductible
- Part B excess charges
- Foreign travel emergency
- Additional home health care (up to 365 visits)
- Other rider options (availability varies)
We also help with Medicare Advantage in Wisconsin
Some people prefer a Medicare Advantage plan (Part C) for extra benefits. Others prefer Medigap for more predictable costs. We’ll help you compare both, based on your doctors, prescriptions, and budget.
Medicare Advantage may be a fit if you want:
- Lower monthly premiums (often $0 premium plans are available)
- Extra benefits (dental/vision/hearing) depending on plan
- A plan that bundles hospital/medical coverage together
Things to review before choosing:
- Doctor/hospital network and referrals
- Copays and maximum out-of-pocket costs
- Prescription drug coverage and pharmacy rules
If you’d like, we can build a simple side-by-side comparison and explain it in plain English. (No pressure.) You can book an appointment using the button at the top of the page, or call 920-545-4884.
Why Wisconsin Seniors Choose Medicare Solutions Team
You’ll get plain-English guidance, Wisconsin-specific answers, and a clear recommendation based on your doctors, prescriptions, and budget — without pressure.
Wisconsin-specific expertise
We explain the Basic Plan + riders clearly, and translate “Plan G / Plan N” language into the right Wisconsin setup.
Independent comparison
We’re contracted with many companies (25+). Benefits may be similar, but rates and discounts can vary.
Help that feels human
We slow it down, answer questions, and make sure you understand your options before you choose.
We check the details
Doctors, pharmacies, prescriptions, and timing (Turning 65, Part B, still working) — the details matter.
Support after enrollment
Questions later? We’re here to help with billing issues, plan changes, and annual reviews.
No-pressure process
We explain pros/cons. If it’s not a fit, we’ll tell you — and you decide what to do next.
What to expect (simple process)
Quick fact-find
Doctors, prescriptions, where you travel, and what you want your costs to look like.
Side-by-side options
We compare the best fits (Medigap and/or Medicare Advantage) and explain it in plain English.
You choose
No rush. If you enroll, we help with the paperwork and stay available afterward.
Questions now? Call 920-545-4884. (Or use the appointment button at the top of the page.)
Not connected with or endorsed by the U.S. government or the federal Medicare program. We may be compensated by insurance companies when you enroll.
Get Help with Wisconsin Medicare Supplement (Medigap)
Clear, no-pressure guidance in plain English. Book a time that works for you, or call us directly.
Wisconsin Medigap is a Basic Plan with optional riders. Many people see “Plan G / Plan N” online (most states use letters) — we’ll help match that shorthand to the right Wisconsin option.
Prefer to start online? Use the quote survey above, or send a message here and we’ll follow up.
Not connected with or endorsed by the U.S. government or the Federal Medicare program.
About Medicare Solutions Team (Wisconsin)
We help Wisconsin seniors understand Medicare Supplement (Medigap) options in plain English and compare choices with no pressure.
Not connected with or endorsed by the U.S. government or the Federal Medicare program. Sources: Medicare.gov (WI Medigap) and WI Office of the Commissioner of Insurance (Medicare).
