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Aetna Medicare Supplement Plans

Aetna Insurance Company, one of America’s most well-known health insurers, is based in Hartford, CT and is the third largest health insurance company in the United States. For a free rate quote on an Aetna Medicare Supplement click more and use our rate comparison tool or call us at 920-545-4884.  

Aetna the Company

Aetna is currently enjoying a total health insurance membership of about 23.5 million policyholders. The insurer is currently offering ACA-compliant health insurance, dental insurance, Aetna Medicare Supplement, disability insurance and life insurance.

Although Aetna has multiple subsidiary insurers under its enormous umbrella, the company continues to maintain an overall rating of “A” and an outlook of “Stable” by A.M. Best Rating Services. The company continues to meet all claims and operating obligations as it has over the many years since its founding.

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What Others Are Saying About Aetna Medicare

It’s not just rating companies that are giving glowing reviews to Aetna. Customers have great things to say about the company too.

Based on more than 250 consumer reviews gathered from Insure.com and Medicare.net, Aetna scores 4 stars out of 5. Of those surveyed by Insure.com, 84% said they would recommend Aetna to a friend, and a whopping 94% were happy enough with the company’s service to renew their plan.

Reviews also show that customers view Aetna as a trusted name in the insurance industry that provides quality coverage at an affordable price. When questioned about why they chose Aetna, 24% of customers cited the company’s reputation and 20% said that Aetna offered the best prices available.

Furthermore, Aetna received high marks from consumers in the categories of claims processing and customer service, two areas that are often of the most concern to new Medicare recipients.

What about the bad reviews? You can find bad reviews for almost any product on the internet, and Aetna Medicare Supplement is no different. While the expert reviewer at Consumer Affairs has nothing but good things to say about Aetna, there are a number of negative reviews from customers.

However, of those we examined, half of the complaints were about coverage, which isn’t actually under Aetna’s control. Medicare decides what is covered, and insurance companies are required to adhere to it when administering Medicare. It doesn’t matter who you purchase your Medicare supplement from, the covered services are going to be the same.

Benefits of Aetna Medicare Supplement Plans

There are plenty of reasons to choose a Medicare Supplement from Aetna. Here are just a few of them.

30 Day Free Look Period. It can be stressful choosing health coverage. What if you pick the wrong plan for you? That’s where the 30 day free look period comes in. When you enroll in a Wisconsin Medigap plan from Aetna, you have 30 days to test drive your coverage. If you like it, then it’s yours. If not, you can revert to your old plan at no additional cost or underwriting.

Portable Coverage. Aetna Medigap plans travel with you wherever you go in the the U.S., and there is no required network of providers that you have to choose from. Stick with the same primary care physician you’ve been using for years. Shop around for specialists until you find the one who is a perfect fit for your needs.

Peace of Mind. Don’t let the fear of out-of-pocket expenses keep you up at night. A Medicare supplement from Aetna helps you minimize as many unexpected costs as possible so that the primary number you need to focus on is a single, predictable monthly premium.

Talk to one of our expert agents today 920-545-4884, to find the right plan for you to get your deductibles as close to zero as possible.


Aetna Medicare Supplemental Insurance

The Aetna Medicare Supplement Plan is offered through Aetna and its subsidiaries.

Depending on your state of residence, either the name Aetna or one of its subsidiaries will be the insurer offered, but all ID cards and insurance documents will have Aetna and the subsidiary’s name listed as the insurer of record.

Aetna provides a considerable list of coverages and services with every Medicare Supplement plan the company offers:

  • 30 days free look
  • 12-month rate guarantee
  • Guaranteed Renewable
  • Freedom to choose doctors
  • Portable coverage
  • Fitness discount program
  • Household discount

Medicare Supplement Insurance (Medigap)

Medicare Supplement Insurance plans are designed to fill in the financial and coverage gaps found in traditional Medicare Part A and Part B. These gaps can be significant and are associated with the deductibles, copayments, and coinsurance each insured Medicare beneficiary must pay out-of-pocket.

All plans are standardized across the United States which means policyholders will not see different benefits from different companies for the same plan. What does vary, however, is which plans are available in certain areas and how much they cost to obtain.

In most states, Aetna sells Medigap plans A, B, F, G, and N (according to Aetna’s Medicare website, these plans are currently unavailable in AK, CT, HI, ME, MA, WA, or DC). In some areas, Aetna also offers Plan D or the high-deductible version of Plan F.

Although there are benefit differences between each type of plan, policyholders will always get coverage for the following services:

  • Part A hospital: Helps to pay for the daily coinsurance of inpatient hospital stays
  • Part B medical: Helps to pay the Part B coinsurance or copayment
  • Blood transfusion: Pays for the first three pints of blood per year

Medicare Supplement Insurance in Wisconsin

Medicare Coverage available to residents of Wisconsin differ from plans available in most other states.  Wisconsin is one of three states that use a base and series of riders to equal the benefits of the lettered plans.In most cases, when a particular coverage is not available with Wisconsin’s basic plan, the coverage can be added using various riders that are available at an additional cost.

Why You Need to Consider Supplemental Medicare Insurance from Aetna

Original Medicare will only get you so far. Certainly sticking with it is the simplest way to keep your monthly premiums down. However, this only works out well for people who don’t suffer any unexpected medical complications or costs. Relying on the basic coverage is a gamble because of the gaps in Medicare.

Let’s take a look at some of the ways that an Aetna Medicare Supplement Plan could help you avoid surprise costs that would otherwise come straight from your pocket.

Foreign Travel. Your Medicare benefits will travel with you throughout the United States as long as you can find a doctor who takes Medicare (and more than 90% of them do!). However, as soon as you step out of the country, you’ve got zero health care.

Without the Foreign Travel Emergency Rider, you’ve either got to lock yourself within U.S. borders for the rest of your retirement (goodbye cruise plans!) or risk your health and wallet every time you leave the country. With a Medicare supplement from Aetna, however, you can take your coverage with you anywhere around the world.

Extended Hospital Stay. Medicare Part A covers your hospital stays, but this doesn’t mean you won’t have to pay. With traditional Medicare, your benefits don’t actually begin to take effect until you have met the deductible ($1,340 in the year 2018). And, unlike health insurance you may have had in the past, this isn’t an annual deductible. It resets every 60 days after a covered event.

This means that you could theoretically pay more than $8,000 in a single year in deductibles alone. And that’s not including any coinsurance that you might be required to pay.

With a Part A Deductible Rider from Aetna, however, you won’t ever have to pay a deductible for hospital stays or other services covered under Medicare Part A. This is considered one of the most important additions to your Medicare Supplement Plan, so if you take nothing else, consider adding this one.

Medicare Solutions Team is pleased to represent most all of the highly-rated health insurers that offer Medicare Supplement Insurance in Wisconsin. This enables us to find the most affordable solution for our clients that is based on their individual needs. For more information and a free and confidential quote, please contact the Medicare Solutions Team of professionals through our website or call us at (920) 545-4884 during normal business hours.

Frequently Asked Questions

How do I enroll in an Aetna Medicare Supplement plan?

To enroll in an Aetna Medicare Supplement plan, you must first be enrolled in Original Medicare. Then, you can contact Aetna directly to enroll in a Medicare Supplement plan. You may also be able to enroll through a licensed insurance agent.

Can I change my Aetna Medicare Supplement plan?

Yes, you can change your Aetna Medicare Supplement plan if you find that your current plan does not meet your needs. You can switch to a different plan during the annual open enrollment period or if you experience a qualifying life event, such as moving to a different state. Keep in mind that some restrictions may apply, so it's important to check with Aetna or a licensed insurance agent for more information.

Is there a Medicare supplement that covers everything?

Yes. Medicare plan F supplements all of the coverage found in Medicare Part A and Part B. Medico, however does not cover dental or prescription drugs.

What is the disadvantage of a Medicare supplement plan?

Although Medicare Supplement Plans will fill the coverage gaps in Medicare Part A and B, they do not offer dental or prescription drug coverages and tend to be a little pricey.

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